Stablecoins: digital currencies pegged to stable assets like the U.S. dollar are rapidly transforming the way the world transacts. As they gain ground, outpacing traditional payment giants, businesses and regulators are scrambling to understand and harness their potential.

Explosive Growth in Stablecoin Transactions

In 2024 alone, stablecoin transfers hit a staggering $27.6 trillion, surpassing the combined transaction volume of Visa and Mastercard by nearly 8%. This year, active stablecoin wallets soared 53%, topping 30 million users. Market leaders like Tether (USDT), whose circulation exceeded $142 billion in early 2025, have made stablecoins too big to ignore.

The Regulatory Push and Pull

As stablecoins surge, regulators are intensifying scrutiny. In the U.S., Congress is debating the STABLE Act, aiming to integrate stablecoins more securely into traditional finance while mitigating potential risks associated with their growing use. Such regulatory shifts promise both challenges and opportunities, potentially reshaping the payments landscape entirely.

Game-Changing Business Benefits

Businesses are rapidly discovering the advantages stablecoins offer:

  • Speed and Savings: Transaction costs are significantly lower, with remittance fees as low as 0.5%, compared to traditional methods that often charge several percentage points. Settlement times shrink dramatically, turning days-long delays into near-instantaneous transactions.
  • Borderless Commerce: Stablecoins simplify international payments, allowing businesses to bypass costly currency conversions and outdated banking infrastructures, significantly enhancing global trade capabilities.
  • Transparency and Trust: Leveraging blockchain technology, stablecoins provide transparent and immutable transaction records, simplifying audits and improving financial accountability.
  • Financial Inclusion: Stablecoins enable access to digital finance for the unbanked and underbanked, creating new market opportunities and driving customer growth in previously unreachable regions.
The Future of Payments is Digital and Stable

The stablecoin revolution is not a distant future-it's happening now. Businesses ready to embrace this digital shift will reap significant strategic advantages, from reduced costs and increased efficiency to expanded market reach. Yet, navigating the evolving regulatory landscape will be critical.

As stablecoins continue to reshape global finance, companies and regulators alike must prepare for a payments ecosystem unlike any we've seen before.

Seamless Stablecoin Pay-ins and Payouts with Velocity

Velocity empowers businesses to fully harness stablecoin payments, transforming global transactions with unmatched speed, security, and efficiency. By uniquely integrating open banking with blockchain technology, Velocity facilitates instant, borderless payments in major stablecoins, significantly reducing transaction costs compared to traditional methods. Secure and cost-effective real-time conversions between fiat currencies and stablecoins streamline liquidity management. Built with compliance at its core, Velocit's stablecoin solutions enable businesses to scale globally while adhering to rigorous financial regulations.

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